The 'Insurance Companies Don't Pay' Myth
May 29, 2018
There is a widely discussed myth that ‘Insurance companies don’t pay’. Whilst everyone seems to have a neighbour, aunty, or acquaintance who supposedly missed out on a claim, this simply is not true - insurance companies DO pay, when you fully disclose your situat...
What is Underwriting?
April 20, 2018
Insurance can often include a range of technical terms and jargon that can be confusing. That’s where we come in - we’re here to talk you through the insurance process, and answer any questions along the way.
We are often asked, what is underwriting? Unde...
Does your medical provider cover Non-Pharmac funded drugs?
September 20, 2016
Here's an interesting article from Sovereign's latest Hotline 1081 on 19.09.16. It highlights the importance of having the right medical cover in place. Contact us to find out if your medical policy provides cover for non-Pharmac funded drugs should you ever need them.
Wa...
5 Mistakes People Make When Buying Insurance
August 29, 2016
Life insurance is not a simple purchase but there are many options which claim to make it easy and stress free. However, are they the best options and are consumers making the right choices?
The 5 most common mistakes are:
Mistake 1.Buying insurance online without good p...
Get YOUR Personal Warrant of Fitness
May 20, 2016
Dr Paul Stephens, of Cambridge Medical Centre, has some wise words for all of us to consider - perhaps even more so for men who have no hesitation in get their vehicles warranted, but often forget about themselves. June is Men's Health Month and NOW would be a good time to m...
Will your Medical Insurance cover ALL your surgery costs??
April 21, 2016
Here's an interesting article from Stuff.co.nz about the shortfall in surgery costs with Southern Cross policy holders. It shows how important it is to have a medical insurance with a provider that pays 100% of the costs (less your excess if you have one). It is also so impo...
Cambridge Autumn Festival Short Story Competition 2016
April 21, 2016
Once again we were delighted to sponsor the Cambridge Autumn Festival Short Story competition. Every year the entries grow in number as more and more talented people send in their short stories based around a common theme. This year the theme was "Convincing Lie" and the Jud...
We recently received a very interesting link to an article in News Hub regarding the long waiting lists New Zealanders are experiencing if they require surgery in public hospitals. This really does prove that having medical insurance gives you access to Specialists and priva...
The Cost of Procrastination
February 23, 2016
I had a call from a prospective client on our first day back at work this year. He asked if it was still possible to put the cover in place that we had first discussed nearly two years before as he needed to make sure that his family were financially taken care of as he had ...
Financial Stress and Risk Mitigation
November 20, 2015
FINANCIAL STRESS AND RISK MITIGATION
A lot has been said and written on this topic. Bankers, DNZ representatives, fertilizer representatives and all associated with the dairy farming industry have been briefed on this matter. Some of the key issues that I see to reduce stre...
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